FAQs

Frequently asked questions

We’re here to make things easy for you. Have a question?

We are your personal advocates who work daily with different banks to find you competitive deals, provide strategic advice on which loan product will suit your goals and situation, and offer expert guidance throughout the process.

When you work with us, you can rest assured that your application process will be handled efficiently. We will take care of the paperwork, follow-ups, negotiations, and all the back-and-forth for you.

Step 1: 15-minute Pre-Qualification Call
We will have a 15-minute assessment call with you to discuss your goals, financial situation, unique circumstances, and the next steps after this initial consultation.

Step 2: Proposal of Recommended Loan Packages
After the initial consultation, our team will create a strategic plan to find you competitive deals across various banks and lenders that we work with. Once gathered, we will propose our recommendations and provide expert advice on which deal will bring you the best results.

Step 3: Submission of Required Documents
Once you’re happy with the proposal, we will send you the complete list of required documents.

Step 4: Processing and Approval of Loan Application
We will take care of all the paperwork, follow-ups, and negotiations. Rest assured, we will keep you updated on the progress of your application.

Step 5: Signing and Settlement
We will provide you with dedicated guidance until settlement, and we will check in periodically after the process to see if you need support or other services.

Approval can be secured within a matter of hours to a few weeks, depending on the banks and lenders.

What we can assure you is that we will leverage our connections and conduct regular follow-ups to speed up your application.

Lawyers are eligible to purchase with a 10% deposit, as long as they have a current practising certificate.

As a legal professional and a first-home buyer, you are eligible for a waived LMI and for government schemes:

  • The First Home Guarantee - purchase a home with as little as 5% deposit (1 July 2024 - 30 June 2025)
  • The Regional First Home Buyer Guarantee - purchase a home with as little as 5% deposit (1 July 2024 - 30 June 2025)
  • The Family Home Guarantee (for eligible single parents or eligible single legal guardians of at least one dependent) - purchase a home with as little as 2% deposit

Learn more about your state’s incentives

Regular applicants for a home loan are charged a fee for LMI — If they borrow over 80% of the property value — on top of their loan, for security in case they fail to meet their financial obligations.

Since lawyers are advantaged as low-risk borrowers, they are eligible for a waived LMI, which allows them to enjoy the following:

  • Lower overall mortgage costs
  • Reduced monthly mortgage payments
  • Building home equity faster
  • Having more disposable income to put towards other expenses or investments
  • Being more financially secure in the long term

We do not charge any fees. All we need is your trust in our partnership.

In case there are fees for additional or specialised services, rest assured we will explain every detail before proceeding with the application process.

Our services are completely free for all lawyers.

We earn commissions from banks and lenders, but rest assured, there are no biases in our recommendations, as we are remunerated by our partners in the same way.

No, we are an independent brokerage firm that works with various banks and lenders to find you the best deals in the market.

We work with a network of over 70+ banks and lenders to secure the best loan options for legal professionals. Our extensive partnerships allow us to find competitive rates, waived LMI benefits, and tailored financial solutions.

View the full list of our partner lenders here

Yes, our Sales Associates are equipped and ready to provide dedicated service to all lawyers across Australia.

Our Experts

Climb the property ladder and build your wealth with the right loan, dedicated service, and expert guidance.

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Connecting Legal Professionals With Home Loans
Level 7, 88 Pitt Street, Sydney NSW
[email protected] (02) 8310 9180
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